We offer a comprehensive range of financial services relevant to our client niche. These services include:
INVESTMENT PORTFOLIO MANAGEMENT AND ADVICE
We offer a non-discretionary, individually managed account (IMA) service to client investors that seeks to meet their specific needs. We do not use a custodial platform, with all investments held in the client’s name. Portfolio recommendations are intended to be proactive and timely in nature, with the ongoing monitoring and rebalancing of holdings to bring them in line with client investment strategies. Our portfolio administration captures all such transactions as well as offering real-time updates available to clients in their coded log-in on our website, we produce reconciled tax reports, for the quarter (for BAS) and annually (for the preparation of tax returns).
NON-PORTFOLIO INVESTMENT ADVICE
We actively engage with clients to assist them in a wide range of investment decision making outside their portfolios under advice. This may include, for example, assisting with the analysis on buying investment property, or a medical practice or chambers, the sale of a surgery premises from the client to their super fund, etc. It could extend to the upgrading of a home, the acquisition of art via auction, or the sale of part of an inherited estate. We are generally able to add considerable value to such deliberations, and where appropriate refer clients to third party specialists for additional assistance.
Where appropriate, we actively recommend and review cover for clients’ life, sickness and accident, TPD and trauma exposure within the context of their longer term plans.
BALANCE SHEET INCLUDING DEBT
We update clients’ personal balance sheets on a quarterly or as needs basis, ensuring that all decisions are referenced to a current and accurate statement of assets and liabilities.
Where we think we’ll be able to add value, we meet with every client to review their forecast tax position pre June 30, to ensure that they optimise their tax outcome in a sensible manner.
TAX AND ACCOUNTING
All clients are welcome to use our tax and accounting service, which we offer to quote for each year. We are also happy to work with clients’ external accountants where they prefer to retain those relationships.
SELF-MANAGED SUPER FUNDS
Nearly all clients maintain their own super fund structure and we are able to provide a full service to them, including all aspects of compliance and investments.
In addition to a wide ranging investment advisory capacity, we offer clients access to broad advice on other financial-related issues involving either balance-sheet or cash flow matters.
We use well credentialed external solicitors who specialise in estate planning. We undertake all of the preliminary data gathering and preparation for the meeting which ensure a highly cost effective delivery by the specialised lawyer.
We actively assist clients in the establishment and management of Private Ancillary Funds (PAFs) as the preferred philanthropic vehicle for high net worth individuals who wish to pursue gifting part of their assets in a highly tax effective manner.
MEETINGS AND REPORTING
We offer clients the ability to meet semi-annually in the respective halves of the financial year, for mid-year and year-end planning meetings, while also making ourselves available to meet on an as needs basis. Clients receive regular communication pieces that are specific and relevant to their own portfolio.